Commercial Bridging Finance Specialists
Securing high-speed funding for property acquisitions, auction purchases, and complex commercial projects. We bridge the gap when timing is critical.
- Funding within days, not months
- Up to 75% LTV available
- No monthly payments (interest rolled up)
- Flexible exit strategies
100+ Lenders
Decision in 24h
Specialist Brokerage
What is Commercial Bridging Finance?
Commercial bridging finance is a flexible, short-term loan used to secure property or provide working capital and is secured against commercial assets. It acts as a temporary funding solution until a long-term commercial mortgage or exit strategy is achieved. Unlike traditional loans, the primary focus is on the property value and exit rather than long-term affordability checks.
Property Types We Can Help Fund
Retail Units
High street shops and shopping centers.
Office Blocks
From small suites to large office complexes.
Industrial & Warehousing
Factories, depots, and storage units.
Mixed-Use
Residential units above commercial premises.
Who This Is For
Designed for experienced property investors, developers, and business owners who need to move quickly on a commercial opportunity or release equity from a current asset to fund another venture.
Why Use Commercial Bridging?
- Auction purchases with strict completion deadlines
- Funding property renovations or change of use
- Acquiring a property quickly before a traditional mortgage is ready
- Bridging the gap between the sale of one asset and purchase of another
How It Works
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Inquiry & Terms
Valuation & Legal
Funding Drawdown
Contact us with your property details and funding requirement. We'll provide indicative terms within 24 hours.
A specialist valuer assesses the property while legal teams begin the rapid documentation process.
Once legal checks are passed, funds are released directly to your solicitors for completion.
Types of Commercial Bridging
Open Bridging: Funding with no fixed repayment date, usually required when an exit strategy (like a sale) is in progress but not yet finalized.
Closed Bridging: Has a fixed repayment date, often used when an exit is already contractually agreed, resulting in often lower rates due to lower risk.
Speed & Flexibility
The biggest advantages are speed and flexibility. We can often secure credit approval for commercial bridging in hours, with funds drawn within 7-14 days—a fraction of the time required for a traditional commercial mortgage.
Why Use Bridging Funding
As specialist brokers, we have access to niche lenders and boutique funding lines that high-street banks simply don't offer. We handle the technicalities so you can focus on the opportunity.
Common Questions
How much can I borrow?
Loans typically range from £50,000 to over £10,000,000 depending on the asset value and your requirements.
How long is the term?
Commercial bridging is short-term, typically ranging from 3 to 24 months.
Do I need a clear exit strategy?
Yes. Lenders require a clear plan on how you will repay the loan, such as a property sale or refinancing onto a long-term mortgage.
Disclaimer: Bridging Funding refers cases to specialized lenders. Commercial finance is typically not regulated by the Financial Conduct Authority. Your property may be at risk if you do not keep up repayments on a mortgage or any other debt secured on it.